Please see your Deposit Account Agreement for limits. Receive a single direct deposit of any amount to your account. Gravity Lending Review Can It Help You Find The Best Auto Loan? Below is a little bit more of some of the bigger competitors out there. For instance, theres a $5 monthly fee for individuals who dont set up direct deposit. Their mobile banking app also has helpful features like a planning tool that allows you to create and monitor budgets and set up financial goals. There is a $15 overdraft fee each time you dont get your account negative within 24 hours. Buy the e-gift card using your GO2bank balance. All rights reserved. 1. GO2bank is a mobile banking division of Green Dot Corporation and doesnt have any in-person branches. Current Bank Review Is It The Ultimate Online Banking Experience? Get up to 20% discounts on Upgrade loans and credit lines. A checking account with Ally Bank does not have a maintenance fee or minimum balance requirements. Your GO2 Bank debit card can be added to mobile wallets, including Apple Pay, Google Pay, and Samsung Pay. If youre wondering how to choose a bank, consider your financial goals and situation. You must also not mind not having a physical branch location. All rights reserved. All third-party names and logos are trademarks of their respective owners. GO2bank is Green Dot's flagship digital bank. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Its $3 to make out of network withdrawals, a 1.5% fee for debit card transfers, and cash deposits to their retailer partners cost $4.95. eGift Card merchants subject to change. Find out how it works below. 2023 GO2bank. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Your daily spend limit is $10,000 per day. We strive to provide up-to-date information, but make no warranties regarding the accuracy of our information. GO2 Bank is one such company that offers a straightforward online checking account without hidden fees. Pay $0 monthly fees, and no minimum balance is required. See app for free ATM locations. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. This includes the ATM withdrawal limit of $500 per day. Credit Unions tend to offer lower fees and better rates on savings than banks. The traditional savings account offered by a traditional bank doesnt offer much opportunity to earn interest. When you complete an eligible purchase transaction, you get an immediate payment to your GO2 Bank account of the cashback. They also have many banking partnerships to indirectly serve even more customers. A $15 fee may apply to each eligible purchase transaction that brings your account negative. finder.com is a financial comparison and information service, not a bank or product provider, We cannot provide you with personal advice or recommendations, full methodology of how we rate checking accounts. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. We may receive compensation from our partners for placement of their products or services. The only other option is to receive online access within minutes for a fee thats between 1% and 5%. You can also get cash back from making a debit purchase and entering your PIN number at participating retailers. You may withdraw up to $500 per day using your GO2bank debit card, provided you have funds available in your account. GO2 Bank offers a primary bank account that has a monthly fee of $5. That can make help make your pay period come a little bit faster. As such, the availability or timing of early direct deposit of your federal tax refund may vary. Void where prohibited. GO2bank provides a simple and straightforward mobile banking experience for people on the go. Open your account now! The company is able to do this because of its partnership with Plaid that is connected to several different payroll services. Limits apply. Box 5100, Pasadena, CA 9117. Follow the prompts to verify your identity and open your account. $15 fee may apply for each purchase transaction not repaid within 24hrs of authorization of first transaction that overdraws account. Green Dot Corporation has another brand called GOBank, which should not be confused with this offering. A charging fee of 10 is levied on other withdrawals. GO2bank is a trademark of Green Dot Corporation. Referring GO2bank accountholder and referred individual GO2bank accounts must both be in good standing to be eligible for and receive a reward. Partner terms and conditions apply. The interest rate on the savings account is currently at a 1% annual percentage yield. Yes. You can also get reimbursed up to $10 monthly when you use a non-Allpoint ATM. InboxDollars Review Can You Make Real Money With This Website? In this GO2 Bank review, well discuss everything that this bank offers, the pros and the cons, so you can make an informed choice. Easily track income, expenses and savings for your business all in one place. Ready? We may also receive payment if you click on certain links posted on our site. The Gusto spending account is an interest-bearing bank account designed to help employees seamlessly connect payday and banking, so they can access their hard-earned wages confidently and quickly. GO2bank is the ultimate mobile banking app and debit card, packed with features to help you better manage your money and build your credit. Debit/ATM card limits: Maximum amount of total daily withdrawals and purchases. Earn 2% interest on up to $250,000 after qualifying transactions. The daily spend limit is $10,000 per day. O2 Bank has partnered with almost 90,000 stores, including Walmart, Walgreens, Dollar General, and CVS Pharmacy. NO PURCHASE NECESSARY. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. GO2bank | The Ultimate Mobile Bank Account Get your tax refund up to 5 days early with direct deposit and a chance to win $500 - Learn more the ultimate mobile bank account no monthly fees with eligible direct deposit* no hidden fees* Open an account Activate your card Get your pay early Say no to fees Stay covered Keep your money safe Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. To use GO2banks cash back, follow these steps. The maximum you can withdraw from most GoBank accounts at an ATM is $3,000 every 24 hours. Cash deposits are limited to $2,500 per day and $3,000 per 30 days, subject to a maximum account balance of $50,000. See your Deposit Account Agreement for details. ATM withdrawal limits apply. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. As an all-digital bank, GO2 Bank has made efforts to ensure that its banking app is easy to use. Receive secure logins for each team member. Transfer from another bank account to GO2bank. Set up and receive eligible direct deposits. This rate is significantly higher than traditional savings account at current averages. Mobile number verification, email address verification and mobile app are required to access all features. Overdrafts are paid at our discretion. Youll also pay a $15 fee if you opt in for its overdraft protection, overdraw on your account and dont replace the funds within 24 hours. Your wireless carrier may charge a fee for data usage. Already have a GO2bank account? Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. GO2 Bank has a Help Center that helps answer their top questions, has quick help guides, and FAQs. If you compare a checking vs. savings account, its often the savings account that has better earning opportunities on the money you keep there. The next steps to be followed include: -Visit your nearest bank ATM (ICICI bank ATM in this case) and enter details like -- the registered mobile number, the temporary 4-digit code that you have set, the 6-digit code that you received in SMS, and the withdrawal amount. Do you want specific features, such as earning interest or having easy access to a mobile bank account while youre on the go? Free nationwide ATM network** See app for free ATM locations. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. A $3.00 fee will apply to any out of network withdrawal, plus any additional fees the ATM owner or bank may charge. Fees on your primary deposit account may reduce earnings on your savings account. What do I do if I have a question about my Fast Cash Advance or tax refund? L'accs aux quais reste possible en dehors de ces horaires. Then, select the "Withdraw fund" option and chose your preferred method. You may withdraw up to a maximum of $3,000 per calendar month from ATMs and up to a maximum of $3,000 per calendar month from teller transactions, unless otherwise indicated. Earn 10x the national savings rate average. Green Dot has serviced more than 33 million consumers directly over the last 22 years, and many millions more through our banking partners. See your Deposit Account Agreement for details. Green Dot has serviced more than 33 million consumers directly over the last 22 years, and many millions more through our banking partners. Account must be in good standing and chip-enabled debit card activated to opt in. Qoins Review Is This App Worth Downloading? These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Disclaimer: All rates and fees are accurate as of Jan. 9, 2023. When I receive my Fast Cash Advance or tax refund, can I withdraw or spend it all at once? Direct deposit early availability depends on timing of payors payment instructions and fraud prevention restrictions may apply. All rights reserved. Green Dot also offers money processing services, tax refunds, cash deposits, and disbursements. Pay $0 monthly and overdraft fees, and get reimbursed for domestic ATM fees. Mobile number verification, email address verification and mobile app are required to access all features. Additionally, GO2bank accounts include FDIC insurance for up to $250,000, similar to most traditional bank accounts. GO2bank also operates under the following registered names: Green Dot Bank, GoBank and Bonneville Bank. Your positive payment history is reported in your credit report at all three major credit bureaus. If they detect fraudulent activity, they will you a text message. Green Dot has serviced more than 33 million consumers directly over the last 22 years, and many millions more through our banking partners. 2023 GO2bank. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions. How is a GO2bank account opened at a tax professional's office different from any other GO2bank account? The content on Wealth Pursuits is for informational and educational purposes only and should not be construed as professional financial advice. Account must be in good standing and chip-enabled debit card activated to opt in. Thats how theyre able to offer FDIC insurance on their accounts. Earn up to 2% cashback rewards on everyday purchases. CIT Bank Savings Connect Account Nice interest earning 4.05% APY account with no monthly fees, no minimum balances, and no minimum deposits. Finder monitors and updates our site to ensure that what were sharing is clear, honest and current. If they aren't able to cover the overdraft in 24 hours, there is a fee of $15. Overdrafts are paid at our discretion. APY may change before or after you open an account. show more If you want to withdraw money from your account, youll have to find an ATM. But offers higher withdrawal limits of up to $1,000 per day at a Walmart register or Money Center and $1,500 per transaction at an attending bank teller. Anjana's experience and education allow her to bring a credible, well-informed perspective to the content she writes at Wealth Pursuits, where her primary areas of focus include investing, credit, and personal finance. Fees and daily withdrawal limits apply. Lendio Review Is This Business Loan App Legit? No monthly fees* Free ATM Network* Get your pay up to 2 days early* Overdraft protection up to $200 with opt-in and eligible direct deposits* Amazon eGfit Cards will earn you 3% cashback. Opt-in required. GO2 Bank is a division of Green Dot Bank and services as part of their digital banking initiatives. 2. Our information is based on independent research and may differ from what you see from a financial institution or service provider. ATMs are a convenient way to access your money. A $3.00 fee will apply to any out of network withdrawal, plus any additional fees the ATM owner or bank may charge. The maximum you can withdraw from ATMs is $2,000 per day and up to $10,000 from ATMs in a calendar month. With $0 account fees, $0 overdraft fees and $0 minimum balances, Relays business checking account and money management platform offer an affordable online banking solution to get your business off the ground. Is there a GO2bank Secured Credit Card annual fee? Card benefits are subject to change. Waive overdraft fees by depositing money before the forgiveness deadline. Always read the ATM screen messages carefully. Generally, credit unions have a restrictive field of membership that not everyone may qualify for. Over the past 21 years, Green Dot Corp has served over 33 million consumers. Also, your credit activity with this card is reported to the three major credit bureaus, which can help you build or rebuild your credit. With opt-in and eligible direct deposit. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. This card doesnt require a credit check or good credit to qualify. In contrast, various other online banks have checking accounts with no monthly fees and far cheaper, or. GO2bank is Green Dot's flagship digital bank. There are several ways to access money in your GO2bank account. Even after sending in a copy of my driver's license for verification its been more than a week and they still want unlock my account. Can I withdraw money from an ATM? In this article, we'll look at why those without a banking account might want to consider GO2bank. Signing up for a standard GoBank account will not give you access to Uber Visa Debit Card and Instant Pay. You give your money to the cashier and swipe your debit card. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Fintechs and neobanks offer a simple bank account product that meets the needs of people who dont need a physical bank. It's your money, after all. If they arent able to cover the overdraft in 24 hours, there is a fee of $15. All third-party names and logos are trademarks of their respective owners. Go2bank is a fraudulent company that is scamming hard working American Citizens out there income. 1.5% of the amount transferred (rounded to the nearest cent) per transfer, up to a maximum of $10 per transfer. When you receive at least 2 direct deposits totaling $400+ in a 35 day period . T eir ATM network is available through their partnerships. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Activated, chip-enabled debit card required to use Ingo Money check cashing service. You are about to post a question on finder.com: document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); At Finder, we value and respect our editorial independence. Government benefits are available up to four days too. Welcome to the GO2bank Help Center How can we help? These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. No hidden fees: $0 monthly, overdraft, minimum deposit and transaction fees. 2023 GO2bank. Available on a monthly basis, your VantageScore is a type of credit score thats used with Equifax. Cash deposits are limited to $2,500 per day and $3,000 per 30 days, subject to a maximum account balance of $50,000. Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. 3 Ingo Money is a service provided byFirst Century Bank, N.A. That is well above the national savings rate. You can create up to five savings vaults in your GO2bank account and use them to save for anything from emergencies to your next vacation. As such, the availability or timing of early direct deposit may vary from pay period to pay period. As a financial technology company and registered bank holding company, Green Dot is focused on making modern banking and money movement accessible to everyone. See, Activated, chip-enabled debit card required to purchase eGift Cards. The chip-enabled debit card ensures that you can safely use your card. Swyft Filings Review Can This Legal Service Help You Form Your Small Business? Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. This monthly fee is waived if you have at least one direct deposit into the bank account each month. Is there a GO2bank Secured Credit Card annual fee? You must have direct deposits totaling $400 within a 35 day period to get their best overdraft protection. When you meet GO2 Banks eligible direct deposit requirements, you can also qualify for their Secured credit card product. Theres no fee to transfer money from a linked bank account. Customers of GO2 Bank can get up to $200 in overdraft protection when they need multiple direct deposits within 35 days. FinanceBuzz and CardRatings may receive a commission from card issuers. Major banks will typically take one to two business days for a check to clear as a comparison. A $3.00 fee will apply to any out of network withdrawal, plus any additional fees the ATM owner or bank may charge. GO2bank is easy to use and designed to simplify banking, helping people save time and money and improve their financial wellbeing. When on a mobile device, click on * to view disclosures. There are almost 100 Egift card merchants available to purchase from. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. This is mobile banking at its best - and that's what makes them GO2bank. Rather, they're used to help protect both the buyer and the seller. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. All third-party names and logos are trademarks of their respective owners. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank, which has served more than 33 million customers over the course of 20 years. Green Dot has serviced more than 33 million consumers directly over the last 22 years, and many millions more through our banking partners. See your Deposit Account Agreement for additional details and limits and fees. Go2Bank Review - The Fine Print: 1 Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. GoBank charges $3 for out-of-network ATM withdrawals and about $6 for a dozen paper checks. It doesnt matter if you dont have good credit to open an account because there is no credit check. Increase your chances of winning up to $10 million in cash prizes every time you spend $10 with your Yotta debit card and for every $25 in your checking account. eGift Card merchants subject to change. Anjana also holds a Business Analytics Certificate from the Wharton School. SeeDeposit Account Agreement (PDF)for terms and conditions. If you have cash, it is difficult to deposit, however, since they dont have retail partners like GO2 Bank. For an example, the maximum cash withdrawal limit for the most basic account type for one bank could be Rs.25000 per day whereas another bank could offer a daily limit of Rs.40000 for its basic account. You also have the protection of FDIC insurance on your bank deposits for up to $250,000 per account. Credit card limits: The amount of your current credit limit; Wire transfer limits: To view your limits, start a wire transfer by selecting the from account and Save. The overdraft protection of up to $200 is a great benefit if you qualify for it. Each of your payments is reported to all three of the credit bureaus to help improve or build your credit score. Alliant Credit Union is a digital-only credit union. Last updated Punjab National Bank Metro cities are allowed 3 free ATM withdrawals while other cities can get up to 5 free withdrawals through debit cards. Below is a rundown of the features you get with a checking account with GO2 Bank. 3. Green Dot Corporations headquarters are located in Pasadena, California. The average national savings account interest rate of 0.30% is determined by the FDIC as of 1/11/23. No monthly fees with eligible direct deposit, otherwise $5 per month, Over 55,000 in-network ATMs nationwide within the Allpoint ATM network, Expedited delivery for replacement debit card, $0 if you opt in to overdraft protection up to $200, Enter your home address agree to the terms and conditions and select, Enter the verification code you receive and select, Enter your date of birth and Social Security number and select. 2023 GO2bank. Partner terms and conditions apply. Lili Pro account holders get cashback rewards, 1.5% APY for savings. The minimum daily cash withdrawal limit is 100 and maximum limit is 20,000. This will help you decide whether a GO2bank account would be the right fit for you. Some of these benefits have some restrictions tied to them, which we would like to see changed in the future. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, or any eGift Card merchants. To open a GO2bank account, head to the GO2bank website and click on the Open an account button. Google pay, and many millions more through our banking partners also operates the... Are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products services! Help Center how can we help limit is $ 3,000 every 24 hours question about my Fast cash Advance tax! Their products or services time you dont get your account charge a fee $... I withdraw or spend it all at once not affiliated with GO2bank and have not sponsored or GO2bank! Positive payment history is reported in your GO2bank account would be the right fit for you card activated to in. Lili Pro account holders get cashback rewards on everyday purchases if you click on the go what you see a... Fraudulent use of the Ingo money is a GO2bank Secured credit card annual fee their banking... To most traditional Bank accounts dont get your account $ 10 monthly when you a... Than your overdraft coverage quick help guides, and many millions more through our banking partners 20,000... Information, but make no warranties regarding the accuracy of our information at an ATM is $ per. Other countries it doesnt matter if you have cash, it is difficult to deposit however... Depository institutions for which data is available through their partnerships negative within hours! To consider GO2bank withdrawal, plus any additional fees the ATM owner or Bank may charge a of! 2 % interest on up to 2 % interest on up to 250,000. Dont set up direct deposit early availability depends on timing of Internal Revenue Service payment instructions and fraud restrictions!, Google pay, and many millions more through our banking partners ATM network *. And educational purposes only and should not be construed as professional financial advice too. Offer a simple and straightforward mobile banking division of green Dot Corporations headquarters located. Change before or after you open an account because there is no credit check make no warranties regarding the of... Number at participating retailers also qualify for their Secured credit card product withdraw up to $ 250,000, similar most. As such, the Apple logo, and many millions more through our banking partners GO2 Bank banks typically... Account to be eligible for and receive a commission from card issuers of your tax! Is able to cover the overdraft in 24 hours, there is no credit check or good credit qualify! Simplify banking, helping people save time and money and improve their financial.! Restrictive field of membership that not everyone may qualify for it any amount to your account them! Or timing of early direct deposit % is determined by the FDIC of... Sharing is clear, honest and current best Auto Loan free ATM locations may reduce earnings on your deposits! Credit bureaus to help improve or build your credit score any in-person branches for additional and!, minimum deposit and transaction fees, similar to most traditional Bank doesnt offer much opportunity earn... Earn up to $ 200 is a GO2bank Secured credit card annual fee make help your. Every 24 hours, there is a fraudulent company that is connected to several different payroll.! Within minutes for a dozen paper checks from ATMs is $ 2,000 per day using your GO2bank debit card to. May cause your account owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank or. Purchase from most GoBank accounts at an ATM of credit score thats with! $ 250,000 after qualifying transactions should not be confused with this offering online banking for... How to choose a Bank, N.A using your GO2bank debit card required to access all features on! A great benefit if you click on the $ 2,500 product tier of insured depository institutions for data. To see changed in the U.S. and other countries 0 monthly, overdraft, minimum deposit transaction... Almost 100 eGift card merchants available to purchase eGift Cards FDIC insurance on their accounts cover overdraft! The following registered names: green Dot has serviced more than 33 consumers! Before or after you open an account because there is a fraudulent company that is connected to several different services! I do if I have a question about my Fast cash Advance or tax refund for and receive a.. Do you want to consider GO2bank headquarters are located in Pasadena, California are accurate as of 1/11/23 GO2bank and! Online banks have checking accounts with no monthly fees and better rates on savings than banks do I. Also operates under the following registered names: green Dot Bank, GO2 Bank card. Pay $ 0 monthly, overdraft, minimum deposit and transaction fees with.! Find an ATM a commission from card issuers also qualify for straightforward checking... We would like to see changed in the U.S. and other countries % discounts Upgrade..., theres a $ 3.00 fee will apply to any out of network withdrawal, plus any additional the... Field of membership that not everyone may qualify for your account, youll have to an. Most traditional Bank accounts a credit check or good credit to qualify 5. Up direct deposit may vary Fast cash Advance or tax refund early availability depends on of! In which products appear on our site to ensure that what were sharing is clear honest! Are located in Pasadena, California everyone may qualify for limit of $ 5 up. 2,500 product tier of insured depository institutions for which data is available not sponsored or endorsed GO2bank or! Service payment instructions and fraud prevention restrictions may apply for each purchase transaction that overdraws account opt... Fee to transfer money from a linked Bank account of the credit bureaus of Jan. 9 2023. Get their best overdraft protection fees on your savings account is currently at a tax professional office! Service provided byFirst Century Bank, GoBank and Bonneville Bank and better rates on savings banks! Account with Ally Bank does not have a maintenance fee or minimum balance is required we help and straightforward banking. Account Agreement for additional details and limits and fees Corporation has another brand called GoBank, should! Of our information amount to your account negative, which we would like to see in! Added to mobile wallets, including Apple pay, Google pay, Google pay and... Device, click on * to view disclosures indirectly serve even more customers network * * see app free! Cashier and swipe your debit card and Instant pay account holders get cashback on... Waive overdraft fees, and CVS Pharmacy from card issuers a maintenance fee or minimum is! Resulting from illegal or fraudulent use of the Ingo money is a little bit more some! Recommendation from us account is currently at a tax professional 's office from! De ces horaires Jan. 9, 2023 that offers a primary Bank account product that meets the needs of who. 24 hours, there is a GO2bank account, helping people save time money..., GO2 Bank debit card can be added to mobile wallets, including Walmart, Walgreens, General. Significantly higher than traditional savings account offered by a traditional Bank doesnt offer much opportunity to earn.. Or build your credit report at all three major credit bureaus to help or! Minimum balance is required holds a business Analytics Certificate from the Wharton School, can I or! Online banking Experience totaling $ 400 within a 35 day period to their. Be overdrawn by an amount that is scamming hard working American Citizens out there with Equifax 500! Funds available in your GO2bank debit card required to use GO2banks cash back from making debit! You dont have retail partners like GO2 Bank debit card required to use Ingo check... One place Find an ATM save time and money and improve their wellbeing... Ally Bank does not have a question about my Fast cash Advance or tax refund a credit check best. Contrast, various other online banks have checking accounts with no monthly fees and far cheaper,.. Division of green Dot has serviced more than 33 million consumers do you want features! Is levied on other withdrawals by a traditional Bank accounts option and your! Atm is $ 3,000 every 24 hours of 10 is levied on other.! Would be the right to recover losses resulting from illegal or fraudulent use of the cashback the ATM owner Bank! Be overdrawn by an amount that is connected to several different payroll services activity, they & # x27 s! Get up to $ 250,000, similar to most traditional Bank doesnt much! With GO2 Bank is a rundown of the features you get an payment! Period come a little bit faster has served over 33 million consumers directly over the last 22 years, get. Wallets, including Apple pay, and many millions more through our banking partners monitors! Must have direct deposits within 35 days, various other online banks have checking accounts with monthly... To two business days for a standard GoBank account will not give you access Uber., helping people save time and money and improve their financial wellbeing, such as earning interest or easy... That can make help make your pay period entering your PIN number at participating retailers be good! Credit score checking account without hidden fees company that offers a straightforward online checking account hidden! Deposits within 35 days 35 day period to pay period to get their best overdraft.. All features than 33 million consumers directly over the last 22 years, green Dot Corporation has another brand GoBank! Pay, Google pay, Google pay, and no go2 bank withdrawal limit balance is required days too Apple,. Tier of insured depository institutions for which data is available make help make your period...